See how it
all began

Some of you my friends have wondered what motivates us to invest heavily in business training and financial services. To put it in perspective, I and my team have been responsible for offering micro business training to more than 20,000 people. At a cost of $25 for each person trained it means we have invested close to $500,000 over the last 10 years. And we are still going strong. Then came Mazima Retirement Plan and the story have been no different. For nearly 4 years we have invested $85,000 (which we don’t know yet if we will be able to recover)to create one of Africa’s unique Micro Pension Fund. With this investment we have reached 2200 people that have cumulative savings of $450,000 and I know scores that have found it to be a useful innovation. This year 2019 we decided to deepen our involvement by acquiring a lending license and offering micro business loans especially to our business training graduates. We sampled the market with $50,000 but quickly realized that this was a drop in the ocean and we are now working to grow in this area. It’s the learning from Mazima and Mayi Loans that have informed the development of our new service MLAMU Savings that are intended to serve the short term market for people saving for things like school fees, Health emergencies, Tuition, or building a house. Now we are smart enough to know that Savings are a buyer’s market meaning they are hard to sell and difficult to develop a working business model. However credit is a seller’s market which is not good news for those of us that expect interest rates to go down anytime soon. We don’t do things because they are easy or profitable rather because their a need and evident market failure. All in all we impact investors and entrepreneurs. We seek to end poverty by helping the active poor find their way towards economic progress. And interestingly it’s good business to do good. So will you join us to help yourself or serve with us?